Advice that Matters

Our fee-only, fiduciary wealth management process features in-depth personal planning, disciplined investment management, and taxwise, intelligent diversification to help you prioritize and achieve your needs, wants, and wishes.

Our mindset minimizes your fiduciary liability, streamlines administration, and eliminates excess fees. As an ERISA 3(38) manager we take on fiduciary duties most advisers don't; we educate & advise employees at the group and individual level.

Our specialized knowledge will help you prepare for the inevitable. A small business is an illiquid asset and can be hard to sell. What range of realistic options do you have for protecting and transferring business value for you and your heirs?

Understand the buyers perspective in advance so you can prepare and enhance the value of your business. Different valuation standards and different buyers can mean significant differences in business value. Your life’s work deserves more than a back of the envelope calculation.

Gain a clear view of the process to value and fund a shareholder buyout in case a “trigger event” occurs (i.e. death, disability, divorce to name only a few contingent risks). This “pre-nuptial” contract for business owners is vital to get right before a trigger event creates conflict and a lawsuit.

Get the right protection for your needs, whether Medicare, long-term care, or life insurance. We don't sell insurance, but help you find the right policy for your needs without the commission-driven, sales gimmicks that often accompany insurance sales. We insist on full transparency from insurance providers. Count on it.