Elon’s 420 Jig; Presidential Performance Past to Present (1981-2020) The year 2019 was an astounding year for all asset returns as the longest bull market in history continued. Markets looked past recession fears, impeachment proceedings, and heightened tensions...
The SECURE Act Becomes Law in 2020 The Setting Every Community Up for Retirement Enhancement Act (aka SECURE Act) was passed by Congress and will become law January 1, 2020. There is a lot to unpack beneath the surface, so let me give you a high-level summary. As I...
Trade Tensions Markets always face uncertainty because the future is never known. Recent market activity suggests the uncertainty factor is greater than usual with impeachment hearings, drone strikes in Saudi Arabia, and a messy “Brexit” across the pond. U.S. economic...
Options to Choose, Not Choose, or Defer to a Later Date Not all plans include the so-called “In plan conversions” detailed below, which allow existing pre-tax 401K dollars to be converted to after-tax ROTH 401k dollars. They can be a good way to build tax-free income...
Annuities often get bad press. Deservedly so in many cases. Not so in all cases. Before you can determine if one might make sense for you, it’s important to understand the very different annuity types. When applied correctly they can be effective income planning tools...
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