401K ERISA Compliance for Fiduciaries
Running a 401k Plan isn’t your core business. The Department of Labor and the Supreme Court are protecting participants; the Financial Industry’s lawyers, lobbies, and politicians are protecting themselves. You need to understand the nature of participant protections, the financial industry’s varied practices, and demonstrate diligence in your duties. We help you put prudent processes into place so your fiduciary obligations can be met, and we offer the highest ERISA standard of care with our 3 (38) Investment Manager program. Few firms offer you this protection.
Get a Fact-Based Assessment of Your Plan
Disclosures in a typical 401K plan are generally cryptic. We have the expertise to sort through the various fee structures that are often buried in fine print. We simplify this for you and give you a clear, unbiased assessment of your existing plan. Our analysis will give you an objective view if your plan is in good shape, or if there is room to improve service to Plan participants, eliminate the unnecessary, and lower your risk. Fair enough?
I hate to use clichés but when they help clients to understand key concepts that can get lost in technical details – I’ll use em! No pain, no gain; no guts, no glory – are ways to describe the risk vs. return decision. Investors have choices in how to invest across a...read more
Most small business owners contemplate the future of his or her business. Because “the business” usually the wealth generator and a large portion of net worth, many estate planning issues can affect the company’s future stability. A business succession plan is...read more
A Buy-Sell agreement (BSA) serves several key purposes for business owners. A well-articulated BSA creates a ready market and liquidity to a selling owner, and should establish price, terms, and financing for the transfer. In short it spells out a process so that all...read more